Blog - David Hyman

The Market

Using Your Tax Refund to Help Buy a Home

Are you saving up to to buy a home this year? If so, you’re probably aware of the key expenses involved—mainly closing costs and a down payment. But did you know your tax refund could help cover some of these costs? As Credit Karma explains: “If one of your goals is to stop renting and buy […]
Buyers

Why Real Estate Agents Are More Valuable Than Ever

You may have seen recent headlines about real estate agents and their commissions. Following the conversation can get confusing, but here’s the key takeaway: expert guidance from a trusted agent is invaluable—especially right now. Here’s why. A good real estate agent does more than you may think. When you’re buying a home, your agent will […]
Sellers & Buyers

Should You Move, Given Today’s Mortgage Rates?

When mortgage rates surged in recent years, many homeowners paused their plans to move—maybe you did too, avoiding a higher mortgage rate on your next home. This “rate freeze” is understandable, but is it still the right strategy? More homeowners are adjusting to today’s market, thinking it may be time to move. As Mark Zandi, Chief […]
The Market

Builders are Building Smaller Homes

There’s no argument, affordability is still tight. And if you’re trying to buy a home, that may mean you need to look at smaller houses to find one that’s still in your budget. But there is a silver lining: builders are focused on building these smaller homes right now and they’re offering incentives. And that can help […]

The Market Using Your Tax Refund to Help Buy a Home Are you saving up to to buy a home this year? If so, you’re probably aware of the key expenses involved—mainly closing costs and a down payment. But did you know your tax refund could help cover some of these costs? As Credit Karma explains: “If one of your goals is to stop renting and buy […]

Buyers Why Real Estate Agents Are More Valuable Than Ever You may have seen recent headlines about real estate agents and their commissions. Following the conversation can get confusing, but here’s the key takeaway: expert guidance from a trusted agent is invaluable—especially right now. Here’s why. A good real estate agent does more than you may think. When you’re buying a home, your agent will […]

Sellers & Buyers Should You Move, Given Today’s Mortgage Rates? When mortgage rates surged in recent years, many homeowners paused their plans to move—maybe you did too, avoiding a higher mortgage rate on your next home. This “rate freeze” is understandable, but is it still the right strategy? More homeowners are adjusting to today’s market, thinking it may be time to move. As Mark Zandi, Chief […]

The Market Builders are Building Smaller Homes There’s no argument, affordability is still tight. And if you’re trying to buy a home, that may mean you need to look at smaller houses to find one that’s still in your budget. But there is a silver lining: builders are focused on building these smaller homes right now and they’re offering incentives. And that can help […]

The Market The Perks of Downsizing When You Retire Some Highlights If you’re about to retire, or just did, downsizing can be a good way to try to cut down on some of your expenses. Smaller homes typically have lower energy and maintenance costs. Plus, you may have enough equity built up to fuel your move. If you’re thinking about moving to a smaller home, let’s go over your goals […]

Buyers Does It Make Sense To Buy a Home Right Now? (Spring 2024) Thinking about buying a home? If so, you’re probably wondering: should I buy now or wait? Nobody can make that decision for you, but here’s some information that can help you decide. What’s Next for Home Prices? Each quarter, Fannie Mae and Pulsenomics publish the results of the Home Price Expectations Survey (HPES). It asks more than 100 experts—economists, real estate professionals, and […]

The Market What Are Experts Saying About the Spring Housing Market? If you’re planning to move soon, you might be wondering: if there’ll be more homes to choose from, where prices and mortgage rates are headed, and how to navigate today’s market. So, here’s what the professionals are saying about the market, this season. Odeta Kushi, Deputy Chief Economist, First American: “. . . it seems our general expectation for the spring […]

Buyers What Lower Mortgage Rates Mean for Your Purchasing Power When buying a home, mortgage rates impact what you can afford and how much you’ll pay each month. And the latest news is positive. Rates on 30-year fixed mortgages have significantly fallen, since the end of October to below 7%, as reported by Freddie Mac (see graph below): This recent trend is great news for buyers. As a recent […]

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